If I loaned you money...

If I approached you from an investor standpoint and said I'll loan you money on a regular basis, but only if you can give me a return of at least $1,000 per month, what ideas would you come up with to make me a return of $1,000 per month, and how much would you need to make it a reality?

 

I don't think you're approaching this realistically. If you loan money to someone the contingency should be if the business is successful six months (a year, two years, etc.) from the time the money was borrowed you will start receiving $1000 each month.

Write down a contract signed by both parties stipulating every requirement. Give time to the other party to grow their business, so that they could come to a point where they will be able to pay $1000 / mo back on a regular basis.

As far as ideas, creating various apps can be a strong possibility. They can be profitable in two ways. You can sell them and you can monetize them with CPM or PPC advertising.

 

Side Note: My question is not a question about 'how to invest' or 'what you feel I should base my decision on before spending my own money'. Its not about that at all. My question is the realistic approach and it is completely opportunity-based, but only for the person (or more) who understands what I'm asking.

 

I don't know anyone who would loan money then say "you can start paying me back 2 years from not but ONLY if your business was successful"

 

I don't take loans, so I would keep my ideas to myself.

 

Your question doesn't really have any scope to it. What kind of business - how much is the business making, what are the operational costs.. I don't think anyone could answer your question. Now if you said, I need to make back 1000.00 a month for X amount of years on an initial loan of X and I loaned it to a business that nets X a month after expenses. I could probably help you.

 

Well, That's an interesting ask. There are a number of online businesses that one can run that would guarantee 1000$ per month or even more. Just like qwikad alluded to; you would need to sort out the contract with the borrower to make it official. I would say affiliate marketing is a sure bet to raise $1000 monthly and you may need to wait that long before you start reaping from your investment.

 

I think I would need to start a trust fund, put money into that fund in prepetuity, and then reap the results of the money after the allotted time. The amount of money would depend on the interest rate and the number of periods.

 

Pretty good idea. Unfortunately that would take a while to yield but still a valid suggestion.

 

I'd get a job and pay you the $1000 back every month until I make enough money to get you your return.

 

Mobile apps market is growing at crazy speed. it's worth investing

 

..well I would say this 'hello sir, my name is....err...twothirdsreturn.' shake hands, 'let me show what I have been designing.'

Then I would tell you that for the past year I have been studying CS and Accounting at BYU-Hawaii, and have started designing apps and developing them overseas. I would explain that my best idea needs 7.5k to be fully developed overseas, with all of my wireframes already created for it. I would ask you if you have heard of iBeacon technology, and if you have, have you considered what could be built if we mashed the iBeacon API and the yelp API. and how these simple technologies could change retail.

I would show you this powerpoint: (that I made)
https://docs.google.com/presentation/d/1wiLcKVTz7QKO48umeaBoZ8yRJvyJrp63HCEo71i6XYE/edit?usp=sharing

I would explain that I have experience 6+ projects as a full product manager with overseas developers. And that I need 7.5k to build out the first stage of a beacon platform that allows store owners to build out custom instore experiences without programming experience.

I would assure you that if you invest in my vision, I would put my heart and soul into building and changing the world with technology, as well as assuring you that you would be generously repaid contingent on our growth.

 

@twothirdsreturn , are you sure you are in the right thread, buddy?

 

LOL. Good one. That might work.