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Anyone got a contractor mortgage?

Discussion in 'General Business' started by purpletentacle, Oct 30, 2012.

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  1. #1
    I currently have a mortgage with first direct and I work permanent.
    However, in a couple of years I'm thinking of going self employed as a contractor. What effect would that have on my mortgage?
    Just been reading up on a loads of contractor mortgage info, but there's nothing about going from perm to contractor with an existing mortgage.

    Would I have to declare a change in the way I get my earnings to first direct? Will I have to negotiate a different mortgage type?
    Obviously I can't see the bank being too happy that the way I earn may change.

    Any help or advice would really be appreciated.
    Just like to weigh up all my options well in advance.
     
    purpletentacle, Oct 30, 2012 IP