Car Insurance in the UK

Since moving to Northern Ireland I've found my usual insurance provider has doubled in price from £300($600) to £600($1200) a year. After doing some brief shopping around I've found Endsleigh to be the cheapest at £550.

Who do you guys use and what sort of price do you get charged.

I have a 6 years no claims bonus and am 23 years old. £550 is a bit steep if you ask me. The car is probably worth about £3K now.

 

Ouch, I am around £400 for my beemer 7 series.
I also got a Shogun Sport this year with dualfuel LPG and its around £400 as well and its a 3.0 Petrol V6, what engine do you have? DirectLine seem to work best for me this time but I have also used Bell Direct.

 

Rover 25
1396
5 door
4x,000
miles
4,000 miles a year
registered in 2000


I've had a little look at some Northern Ireland website and they seem to be going for Quinn Direct but I cant get into their website. Endsleigh is the cheapest 1 so far. I actually got a quote from 1 website for £237 at my old address.

 

I've used Adrian Flux for quite a few years, they're pretty good for modified & performance cars and classics too My Legacy (Subaru 4x4 turbo, 200bhp) costs about £600 to insure (3PF&T) and the V8 Manta (200bhp) is about £300 (3PF&T) on a limited mileage policy (but doesn't qualify for an NCB) But saying all that I did find a £300 quote (fully comp) for my next renewal at swiftcover

I dunno why NI is still so expensive with it being a bit more peaceful now, are there only joyriders left? They only nick Rovers now, or so I hear

 

That's a fair whack of cash for a 1.4 ltr!
Must be your youth Stephen I guess that pushes it up higher, also maybe get your misses to ask for a quote with you as a named driver if she has a few years no claims, usually works out cheaper for me putting it through that way.

 

lol I started driving when I was 17 and I now have 6 years no claims bonus at 23.

Cheapest now is Budget at £527!! Still ridiculous though.

 

lol cheeky thing!

 

LMAO Oi, cheeky brat, you'd best check outside - the car might have gone whilst you were busy playing on DP but don't worry, I'm sure they won't get far, fast... If you set about a brisk pace you should be able to catch a Rover

 

lol well, theres a security camera outside so that will stop them!

Waiting on my email from Adrian Flux.

I'm beginning to think it would be cheaper setting up my own car insurance company and only insuring my own car.

 

Dang Weirfire, going for those high paying DP Shared Revenue Ads eh? j/k

 

lol Henny. Not a bad idea actually.

 

I'm with the AA and its about £500 for a 2003 Focus (I am 25 with 3 points )

Also try confused.com as they can be really good.

 

Can't you get an old decommisioned ex-army watchtower too?

Give swiftcover.com a lookin too, like I say Swiftcover did halve my Flux quote but I couldn't beat Flux on the Manta - no "regular" Insurance Co would touch a well modified car!

 

£230 for my old address using swift cover but they dont do Northern Ireland apparently. I'll try giving them a phone.

 

Budget £493.65 £250 +£22.98 included 1x £100.33 + 10x £44.93
Post Office - £50 cashback £500.49 £250 +£20.00 included 1x £101.69 + 10x £44.75
Dial Direct £519.49 £250 +£12.99 included 1x £105.49 + 10x £46.38
Quinn Direct £604.02 £135 included included 1x £128.86 + 10x £51.54
Endsleigh £653.13 ? included included 1x £130.63 + 11x £54.02
Admiral £708.75 £400 included included available by phone
Kwik-Fit Insurance £768.22 £250 +£30.00 included available by phone
Insureandgo website currently unavailable - resubmit later
Direct Choice insurer only quotes for uk mainland
Easy Money Proposer must be aged over 24 years old
Insure It All unable to quote for this covertype
Its4Me insurer only quotes for uk mainland
Lancaster Classic Car insurer only quotes for uk mainland
Norwich Union Direct insurer only quotes for uk mainland
Quote-A-Car insurer only quotes for uk mainland
Screentrade insurer only quotes for uk mainland
Swiftcover.com insurer only quotes for uk mainland
Lancaster Insurance insurer unable to quote for your details
Churchill insurer opted out. click name for info
DIRECT LINE insurer opted out. click name for info
elephant.co.uk insurer opted out. click name for info
TESCO insurer opted out. click name for info
ESURE insurer opted out. click name for info
SAINSBURYS insurer opted out. click name for info


Was the results of confused.com



The AA is £481. Getting better now!

 

The reason the premiums are higher is because of the increased risk but also because a lot of the major underwriters eg Norwich Union don't operate over there so the competition is less.

 

Quinn Direct has offered me the cheapest rates for my mega beast of the road - Nissan Micra 1999 series (1.2 litre) at £525, at the age of 19 and not actually sat my test yet, I think that seems pretty fair and will be given a 2.5% reduction if I make no claims within the first 12 months. Woohoo, that'll be enough to buy a pint in Scotland, almost

 

I don't drive but when I was looking for car insurance for my dad I found that if you use moneysupermarket.com you can compare loads of them in one go instead of having to mess around looking at each one individually.

 

Now a days finding best quotes for car insurance is little bit easy. Because insurance market is very competitive as there are lot companies competing with each other.....


Best Car Insurance Deals - UK Deals

 

You can also search auto insurance in Google for your specific region.