Promises contract: a payment and loans instrument

Promises contract: a payment and loans instrument
similar to forward contract

I made a paper maybe it helps people understand it better ,sry for my bad english i am not a native speaker.

https://www.scribd.com/document/454648516/Promises-contract-a-payment-and-loans-instrument
https://ia601500.us.archive.org/15/items/promises_202004/promises.pdf



What do you think ?

Benefit for buyer:
If your a buyer you can buy product "X" or service "Y" at today's price instead of future price .

Benefit for company:
Company gets a loan without paying interest

Example:
Promise No: 00000001


Coca Cola Company Promise
VERIFIED COMPANY

We promise that we will send to you :
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10 bottles of Coca Cola
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Product(s) Manufacturing Date: 04/11/2021 4:55 AM
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Product(s) Expiration Date: 06/23/2022 9:55 AM
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Shipping Date: 11/10/2021 8:21 PM
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Expected Delivery Date: 11/10/2021 8:21 PM
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Shipping Fee : FREE
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Price: 0.05 BTC/ETH/USD for this promise
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Promise Terms And Conditions
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By Clicking The "BUY PROMISE" button
i agree with the Coca Cola Company Terms And Conditions
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BUY PROMISE