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Proof of Income

Discussion in 'General Business' started by williamjennings, Mar 14, 2023.

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  1. #1
    I get paid in cash, but I need to provide a Proof of Income document to apply for a mortgage. What can I do to get proof of income?
     
    williamjennings, Mar 14, 2023 IP
  2. Randall Magwood

    Randall Magwood Active Member

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    #2
    Cash leaves no paper trail, so see if you can have whoever pays you give you money in the form of a check. If they have a business checking or savings account they should have no problem cutting you a check whenever it's time for you to get paid.
     
    Randall Magwood, Mar 15, 2023 IP
  3. Smyrl

    Smyrl Tomato Republic Staff

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    #3
    Your post shows you to have posted from Singapore so banking/financial rules and regulations could very significantly between the various members of Digitalpoint and you. (There are members of DigitalPoint from all over the word.

    I would think wherever you wish to live you should set up a bank or savings and loan type account as soon as possible to start trying to build up a good credit rating. Here in the states at least, the higher your credit rating the easier it is to get a loan and the better interest rate you can get.

    Before setting up an account with any bank or credit union, I would want to do some research of my own and find out the banks/savings and loan business with the highest credit ratings where you are or wish to buy. There are really not that many A+ rated financial businesses close to me.

    Good luck with your endeavor.
     
    Smyrl, Mar 16, 2023 IP
    jrbiz likes this.