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Recommendable online banking

Discussion in 'General Business' started by romow, Dec 14, 2005.

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  1. #1
    hi,
    As you all know, you cannot use PayPal to receive your Adsense payment, which kinda sucks. So either you have to wait for your check to come, or add your bank account to it for EFT.

    I prefer the latter, because then I can transfer the money back to PayPal account. So my question is what is the best online banking account to use?

    I want on-line banking that allows me to open an account online conveniently (without having to visit their branch) and has good reputation. High interest is a plus, but not required as I will not put much money on it. I'm just gonna use it as a way to transfer adsense payment to my PayPal account.

    please exclude ING from your recommendation.
    Thanks,
     
    romow, Dec 14, 2005 IP
  2. digitalpoint

    digitalpoint Overlord of no one Staff

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    #2
    digitalpoint, Dec 14, 2005 IP
  3. netmarketing

    netmarketing Well-Known Member

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    #3
    What would be the best choice for international users ?

    It takes one full week for the check to arrive and one and a half month to cash it.

    If anyone can give some advice on this, it would be really helpful.

    Thanks in advance.
     
    netmarketing, Dec 14, 2005 IP
  4. ServerUnion

    ServerUnion Peon

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    #4
    To name a few: Chase, bankofamerica, M&I bank and trust.

    I would really suggest contacting your local bank and see if they offer online services.

    really, any checking type back account should fit your needs. Dont worry much about the interest rate as you will getnext to nothing for checking or savings accounts.

    Good luck...
     
    ServerUnion, Dec 14, 2005 IP
  5. netmarketing

    netmarketing Well-Known Member

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    #5
    Just looked at Chase and is not for international users. "This site is directed at persons in the US only". Any other options ?
     
    netmarketing, Dec 14, 2005 IP
  6. netmarketing

    netmarketing Well-Known Member

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    #6
    None of Chase, bankofamerica, M&I bank and trust is for international users
     
    netmarketing, Dec 14, 2005 IP
  7. kkibak

    kkibak Peon

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    #7
    I recommend Emigrant-Direct.com if interest is what you're lookin for. 4.0% with no acct fees or anything.
     
    kkibak, Dec 14, 2005 IP
  8. mjewel

    mjewel Prominent Member

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    #8
    I don't think it is going to be easy to for a non-citizen or person without a US address to be able to open an account with a US bank because of money laundering and transer issues. The USA Patriot Act has made it even harder.
     
    mjewel, Dec 14, 2005 IP
  9. Arnie

    Arnie Well-Known Member

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    #9
    That's right
    But there are some reptuable offshore banks and even well-known banks offer this service. The fees are quite high.

    Do some search, I don't have data about that anymore.
    Anyway be careful, I was searching about this some time ago and get everyday phishing mails in my mail account since this time.
     
    Arnie, Dec 14, 2005 IP
  10. Blitz

    Blitz Well-Known Member

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    #10
    Where do you live?
    In UK, just about every high street bank has online banking. Not to mention the 'online only' banks now.

    Why not just use a local bank?
     
    Blitz, Dec 16, 2005 IP
  11. rex_b

    rex_b Peon

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    #11
    Not to mention you can get $10 for signing up here
     
    rex_b, Dec 20, 2005 IP
  12. Deano

    Deano Sail away with me.

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    #12
    I have a feeling that most banks like you to have a physical presence before giving you an online account.
    Why not go to one of big multinational banks in your county, try someone like HSBC or Barclays they tend to have an office in most countries.
     
    Deano, Dec 20, 2005 IP