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What credit score do I need to be on a home mortgage?

Discussion in 'General Chat' started by david63, Oct 22, 2022.

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  1. #1
    What credit score do I need to be on a home mortgage?
     
    david63, Oct 22, 2022 IP
  2. Smyrl

    Smyrl Tomato Republic Staff

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    #2
    Since you show to be from Pakistan, I suggest you talk to your banker in Pakistan. Information may differ considerably from one country to another. Real estate here is the states seems to be at an all time high now. I understand interest rates are going up.
     
    Last edited: Oct 22, 2022
    Smyrl, Oct 22, 2022 IP
  3. sarahk

    sarahk iTamer Staff

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    #3
    Isn't the whole finance industry completely different for Muslim countries than what is considered normal in the West? Asking on an English language website is less likely to give you quality answers than if you post on a local subreddit or facebook group.

    The banks have a lot of information on their websites (example: https://askaribank.com/personal/consumer-products/mortgage-finance/regular-mortgage-finance/) but I couldn't see anything about "credit scores". That phrase seems quite American, we talk about "credit rating" in my country, perhaps there's a different phrase I should have been looking for?
     
    sarahk, Oct 23, 2022 IP
  4. jrbiz

    jrbiz Acclaimed Member

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    #4
    If you are, in fact, looking to buy in the U.S., the last time I got a mortgage the banker commented that applicants had to have a score of 700 or higher (out of 850) and the higher up in the 700's you were, the better.
     
    jrbiz, Oct 25, 2022 IP